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Talia Loderick

Talia Loderick is a money coach who helps people to understand and take control of their finances. Talia writes advice and explainers for The Independent covering all things related to finance and money matters. She runs a money coaching practice called TLC and offers 121 coaching designed to help people understand and take control of their behaviour with money. She also delivers financial wellbeing sessions for teams, organisations and community groups because, well, we’re never done learning.

<p>Planning, budgeting and tracking will help build up your savings </p>
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6 New Year’s resolutions to boost your financial fitness in 2025

<p>What goals do you want to achieve in the new year? </p>
Voices

Forget ‘brain rot’ and ‘Brat’ – what’s your word of the year?

<p>Creating a guide for loved ones is about future-proofing money problems </p>
Voices

Why you need a household money ‘bible’

<p>It’s easy to get carried away at Christmas, especially when it comes to gift-giving</p>
Voices

How to talk to your children about money management this Christmas

<p>There are ways send cards while still saving money </p>
Voices

How to send Christmas cards while saving time and money

<p>Putting your finances in order before you hit the shops could spare you a festive hangover </p>
Voices

The ‘four-present rule’ that could save you money this Christmas

<p>Gain clarity over your spending </p>
Black Friday

Top money saving tips for Black Friday, according to an expert

<p>‘Tis the season for gift-giving... </p>
Voices

Have we gone completely mad with office gift collections?

<p>Pay discrimination is when women are paid less than men for ‘equal work’. It’s been illegal since the 1970s</p>
Voices

On Equal Pay Day, here’s how to ask for a payrise (and get one)

<p>Your slice of the wedding cake: the average value of assets included in prenups is now more than £500,000</p>
Voices

It may not be romantic – but you should really consider a prenup

<p>The cost of a basic will drawn up by a solicitor is just a few hundred pounds</p>
Voices

You’re never too young to make a will – so why haven’t you?

<p>Some £31.1 billion is estimated by the Pensions Policy Institute to be lying in unclaimed, inactive or lost pension pots</p>
Voices

Lost pensions: Is there £9,500 with your name on it?

<p>On ‘Married at First Sight’, personal finance rarely comes up </p>
Voices

Should it matter how much your date earns?

Voices

Should it matter how much your date earns?

<p>On ‘Married at First Sight’, personal finance rarely comes up </p>
<p>New rules requiring banks to reimburse people who have been tricked into transferring money to a fraudster have come into force </p>
Voices

How to protect yourself from fraud

<p>With October upon us, consider making and keeping one financial promise to your future self for the last quarter of the year </p>
Voices

The financial promises you should be making to your future self

<p>Christmas is around the corner, but it needn’t be stressful </p>
Voices

How to ease Christmas spending stress

<p>Almost half (48 per cent) of all parents with children under the age of 18 admit to having a secret savings account</p>
Voices

Why some of us hide our savings from our partner

<p>Almost half (48 per cent) of all parents with children under the age of 18 admit to having a secret savings account</p>
Voices

Why some of us hide our savings from our partner

<p>Child Trust Funds are tax-free savings accounts that were set up for children born between 1 September 2002 and 2 January 2011</p>
Voices

Is there a £2,000 pot of money waiting for you or your child?

<p>Reality TV star Gemma Collins is urging people to prioritise their pension pot as part of the Pension Attention campaign</p>
Voices

How to get the best out of your pension

<p>How much you spend on gifts for someone isn’t an indication of how much you love them </p>
Voices

The perfect birthday gift we’ve all forgotten about

<p>We send them off to university without the tools to manage their money – and then wonder why so many find it hard</p>
Voices

How cash-strapped students can thrive (not just survive) at university

<p>It doesn’t really matter what form your budget takes, so long as it works for you </p>
Voices

When setting a budget, there’s only one ‘hack’ that really works

<p>Regrets include not saving more, spending money on pointless things, and even not marrying someone with more money </p>
Voices

This is my biggest financial regret – what’s yours?

<p>Not everyone can afford to get their nails done, but how people spend their money is their business </p>
Voices

Why are we so judgemental about how other people spend their money?

<p>Don’t go broke trying to look rich </p>
Voices

How to save money when you’re out with friends who splash the cash

<p>Regrets include not saving more, spending money on pointless things, and even not marrying someone with more money </p>
Voices

This is my biggest financial regret – what’s yours?

<p>Not everyone can afford to get their nails done, but how people spend their money is their business </p>
Voices

Why are we so judgemental about how other people spend their money?

<p>Don’t go broke trying to look rich </p>
Voices

How to save money when you’re out with friends who splash the cash

<p>When asked why students were leaving school without key financial skills, teachers said other subjects took priority</p>
Voices

Children are leaving school without learning a crucial lesson

Voices

Children are leaving school without learning a crucial lesson

<p>When asked why students were leaving school without key financial skills, teachers said other subjects took priority</p>
<p>When it comes to managing your money, even small steps can make a big difference</p>
Voices

Six things everyone can do to ensure their financial health

<p>Financial resentment is not conducive to a happy, healthy relationship </p>
Voices

This is the fairest way for couples to divvy up the household bills

<p>It’s important to shine a light on the hidden forces at work on women’s finances</p>
Voices

We need to talk about the gender pensions gap

<p>Once you’ve decided on your word of the year, decide how to keep it forefront in your mind</p>
Voices

Want to know what the ‘word of the year’ is for 2023?

<p>Once you’ve decided on your word of the year, decide how to keep it forefront in your mind</p>
Voices

Want to know what the ‘word of the year’ is for 2023?

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