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Chancellor to outline ‘evolutionary’ pension funds investment reforms

Jeremy Hunt will set out his plans in his Mansion House speech in the City of London on Monday.

Sam Blewett
Saturday 08 July 2023 19:01 EDT
Jeremy Hunt will set out pension funds reforms (Stefan Rousseau/PA)
Jeremy Hunt will set out pension funds reforms (Stefan Rousseau/PA) (PA Wire)

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Jeremy Hunt will promise “evolutionary not revolutionary” reforms to get pension funds making billions of pounds of riskier investments in fast-growing firms to boost economic growth.

The Chancellor is to use a City of London speech on Monday to detail plans to encourage the financial sector to “unlock capital” and increase returns for pensioners.

Alongside regulatory reforms, he will welcome an agreement with leading pensions firms to put 5% of their investments, a sum of up to £50 billion, into high-growth businesses.

Aviva, Legal & General and Phoenix Group are among those understood to be taking part.

Pensions firms welcomed that Mr Hunt was not making the move mandatory, as the industry had been warning against.

In his annual Mansion House speech, the Chancellor will pledge that changes will put the needs of pension savers “first and foremost”.

“It will be an evolutionary not revolutionary change to our pensions market,” he is expected to say.

Mr Hunt will pledge to prioritise a “strong and diversified” gilt market, meaning he was not forcing firms to favour riskier investments over the low-risk ones offered by the Government.

He will also set out a “golden rule” of never making changes that “compromise” the sector with what he is calling the Mansion House Reforms.

Nigel Peaple, the Pensions and Lifetime Savings Association’s policy director, said: “The Chancellor has confirmed today that the pensions sector will keep their freedom to invest in the interest of the individuals whose savings they manage.

“This is the key priority for the pensions sector and we welcome that Mr Hunt has listened to our views on this important matter.

“After the gilt market turmoil of last September, it is reassuring that the Government is committed to a strong and diverse gilt market and that, in consequence, it is seeking evolution not revolution with regard to pensions.

“We look forward to continuing our dialogue with the Government on their proposed pensions reforms, seeking always to achieve outcomes that mean a ‘win, win, win’ for savers, pension schemes and the UK.”

Michael Moore, chief executive of the British Venture Capital Association, said: “We welcome the Chancellor’s recognition of what we have known to be true for a long time, that British pension savers are losing out.”

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