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Traditional bank robbery dying out as fraudsters use tech on industrial scale

The secretary-general of Interpol Jurgen Stock laid out the scale of the threat of international fraud during a briefing with UK media on Tuesday.

Margaret Davis
Tuesday 12 March 2024 13:23 EDT
Jurgen Stock explained how criminals set up so-called scam centres to target victims on a massive scale (Tim Goode/PA)
Jurgen Stock explained how criminals set up so-called scam centres to target victims on a massive scale (Tim Goode/PA) (PA Wire)

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The traditional bank robbery is dying out as fraudsters instead operate international scam centres on an industrial scale, the head of Interpol has said.

In a rare briefing with UK media, Jurgen Stock explained that unsuspecting victims apply for advertised jobs abroad, only to find themselves with their passport taken away and forced to work in the centres.

Around 70% of fraud in the UK is committed by criminals abroad, with £3 billion lost to overseas accounts last year.

Fraudsters can buy services online to help them target victims, such as using a criminal version of the Yellow Pages, Mr Stock told journalists.

He said: “The threat is becoming more complex, becoming more international than ever.

“This is only going to continue in a digitalised world (with) unprecedented opportunities for criminals to attack our systems.”

He added: “The classic bank robbery is about to die out… It’s much easier to attack the bank online.”

Some gangs target countries region by region, meaning that international law enforcement networks could be used to provide early warnings about future threats.

“They can attack community by community, country by country on an industrial scale, with the tools that are now today available,” Mr Stock said.

“That is the new challenge. It’s not maybe with 100 victims, no it’s all over the place.

“That is why I’ve been talking about a global epidemic.

“And you can sit at home, in your basement, in your garage, in your scam centre, and you can attack country by country maybe based on language skills in your scam centre, and so on.

“That is industrial scale criminality in the 21st century.”

Mr Stock was in the UK for a global summit on fraud, at which governments of the Five Eyes intelligence partnership – the UK, US, Canada, Australia and New Zealand – as well as those from France, Germany, Italy, Japan, Singapore and South Korea, have all agreed to unite to fight the crime.

Fraud represented 38% of recorded crime in the UK last year, affecting three million victims and costing them £2.5 billion.

Tech firms including Amazon, Apple, Google, Meta, TikTok and LinkedIn were also in attendance at the summit on Monday and Tuesday, alongside banks HSBC, NatWest, Santander, and other financial organisations including Visa.

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