Stay up to date with notifications from The Independent

Notifications can be managed in browser preferences.

Rising number of people falling victim to ‘Dear Mum’ scam on Whatsapp

In some cases, victims have lost up to £3,000

Emily Atkinson
Thursday 20 January 2022 10:29 EST
Comments
(AFP via Getty Images)

Your support helps us to tell the story

From reproductive rights to climate change to Big Tech, The Independent is on the ground when the story is developing. Whether it's investigating the financials of Elon Musk's pro-Trump PAC or producing our latest documentary, 'The A Word', which shines a light on the American women fighting for reproductive rights, we know how important it is to parse out the facts from the messaging.

At such a critical moment in US history, we need reporters on the ground. Your donation allows us to keep sending journalists to speak to both sides of the story.

The Independent is trusted by Americans across the entire political spectrum. And unlike many other quality news outlets, we choose not to lock Americans out of our reporting and analysis with paywalls. We believe quality journalism should be available to everyone, paid for by those who can afford it.

Your support makes all the difference.

A rising number of people are falling victim to a scam on Whatsapp where fraudsters convince people to send them money by posing as friends and family in financial difficulty.

The ‘Dear Mum’ scam involves fraudsters posing as people’s children by pretending they have lost or damaged their phone and are having to contact their parents from a different number.

The scammers then ask their parents to lend them money for a new phone or to cover their bills.

According to Barclays, reports of the scam quadrupled over the last three months of last year, compared with the previous three.

The bank told The Times that the average loss was £1,242, which could be the sum of a number of transactions. Action Fraud, a fraud reporting service, said that, in some circumstances, victims had lost more than £3,000.

A 77 per cent rise in the scam between October and December was also reported by Santander. In 65 per cent of cases, the scammers disguised themselves as the victim’s son, and in 33 per cent, as their daughter. On occasion, the scammers would pose as parents or friends.

Ross Martin, from Barclays, told The Times: “If you get a message from friends or a family member asking for money, give them a call on a number you trust and speak to them to confirm it really is them before you make a payment.”

People potentially targeted by the scam should ask the alleged family member a personal question, experts said.

Most recent data from UK Finance shows that losses to scams where victims were coerced into sending their money reached a record £355.3 million in the first six months of 2021. This represents an increase of 71 per cent on 2020.

Around £150.7 million has been returned to the victims.

Kathryn Harnett, Policy Manager at WhatsApp, said: “WhatsApp protects our users’ personal messages with end-to-end encryption, but we want to remind people that we all have a role to play in keeping our accounts safe by remaining vigilant to the threat of scammers.

“We advise all users never to share their six-digit PIN code with others, not even friends or family, and recommend that all users set up two-step verification for added security.

“And if you receive a suspicious message (even if you think you know who it’s from), calling or requesting a voice note is the fastest and simplest way to check someone is who they say they are. A friend in need is a friend worth calling.”

Join our commenting forum

Join thought-provoking conversations, follow other Independent readers and see their replies

Comments

Thank you for registering

Please refresh the page or navigate to another page on the site to be automatically logged inPlease refresh your browser to be logged in