Spotlight: Newcastle Building Society's Reward ISAs

James Daley
Friday 19 December 2008 20:00 EST
Comments

Your support helps us to tell the story

From reproductive rights to climate change to Big Tech, The Independent is on the ground when the story is developing. Whether it's investigating the financials of Elon Musk's pro-Trump PAC or producing our latest documentary, 'The A Word', which shines a light on the American women fighting for reproductive rights, we know how important it is to parse out the facts from the messaging.

At such a critical moment in US history, we need reporters on the ground. Your donation allows us to keep sending journalists to speak to both sides of the story.

The Independent is trusted by Americans across the entire political spectrum. And unlike many other quality news outlets, we choose not to lock Americans out of our reporting and analysis with paywalls. We believe quality journalism should be available to everyone, paid for by those who can afford it.

Your support makes all the difference.

With interest rates plummeting, it's worth keeping an eye out for new savings account launches. The best rates will tend to be on limited issue, and will come and go in a matter of days. Like Newcastle Building Society's new Reward Saver and Reward ISA accounts, launched this week. They're paying a rate of 4.5 per cent, reducing to 3.5 per cent after the first 12 months – which looks good compared to the Bank of England rate of 2 per cent.

The accounts can be opened either as a bond or an ISA, and ISA transfers are accepted. The minimum investment is £500 and the maximum is £1m – although obviously ISA limits apply for new accounts. Newcastle says there is a very limited amount of capacity available for these new accounts, so it's worth acting now.

Only three months ago, 4.5 per cent was one of the worst savings rates on offer. But with the Bank of England rate expected to fall even further, it may not be long before even 4.5 per cent savings accounts are a thing of the past.

Join our commenting forum

Join thought-provoking conversations, follow other Independent readers and see their replies

Comments

Thank you for registering

Please refresh the page or navigate to another page on the site to be automatically logged inPlease refresh your browser to be logged in