Seventeen of the best places to buy a house in the US - especially if you're short on money

From North Carolina to Pennsylvania, the cities span numerous states and are sure to cater for all

Tanza Loudenback
Sunday 06 May 2018 10:20 EDT
Comments
Indianapolis was found to be the most affordable place on average
Indianapolis was found to be the most affordable place on average (iStock/Getty)

Your support helps us to tell the story

From reproductive rights to climate change to Big Tech, The Independent is on the ground when the story is developing. Whether it's investigating the financials of Elon Musk's pro-Trump PAC or producing our latest documentary, 'The A Word', which shines a light on the American women fighting for reproductive rights, we know how important it is to parse out the facts from the messaging.

At such a critical moment in US history, we need reporters on the ground. Your donation allows us to keep sending journalists to speak to both sides of the story.

The Independent is trusted by Americans across the entire political spectrum. And unlike many other quality news outlets, we choose not to lock Americans out of our reporting and analysis with paywalls. We believe quality journalism should be available to everyone, paid for by those who can afford it.

Your support makes all the difference.

House prices are up and supply is down across the United States, but buying a house is not as tough as it may seem. You just have to know where to look.

More than 80 per cent of millennials say becoming a homeowner is a priority for them, according to NerdWallet’s latest homebuyer report.

Many are considering it “the next step in my life” and plan to buy within the next five years.

Affordable real estate is hard to come by in America’s coastal cities. Migrating to the Midwest or Southern United States is a smart bet if you are looking to put down roots at an affordable cost.

That is evidenced by SmartAsset’s annual list of the best places for first time homebuyers.

SmartAsset gathered housing data for 64 metros (the US cities with a population over 300,000) related to securing a loan, the value of the average home, stability of the housing market and affordability.

Each city was ranked in seven categories and then given an average score. We narrowed down the list to feature the cities with a total score of 55 or higher, out of a possible 100.

Below, check out the top 17 best places for first-time homebuyers.

1. Raleigh, North Carolina

The city is known for its universities
The city is known for its universities (iStock/Getty)

Loan funding rate – 76 per cent

Value per square foot – $128.67 (£95.06p)

Median listing price: $347,248

2. Corpus Christi, Texas

Loan funding rate – 67 per cent

Value per square foot – $90.33

Median listing price – $209,900

3. Denver, Colorado

Loan funding rate – 76 per cent

Value per square foot – $322.33

Median listing price – $485,000

4. Arlington, Texas

Loan funding rate – 71 per cent

Value per square foot – $102.83

Median listing price – $229,000

5. Charlotte, North Carolina

Loan funding rate – 76 per cent

Value per square foot – $108.83

Median listing price – $298,900

6. Colorado Springs, Colorado

The metropolis is situated by the eastern foot of the Rocky Mountains (iStock/Getty)
The metropolis is situated by the eastern foot of the Rocky Mountains (iStock/Getty) (Getty Images/iStockphoto)

Loan funding rate – 75 per cent

Value per square foot – $138.00

Median listing price – $329,000

7. Fort Worth, Texas

Loan funding rate – 71 per cent

Value per square foot – $94.42

Median listing price – $246,925

8. Dallas, Texas

Loan funding rate – 67 per cent

Value per square foot – $90.58

Median listing price – $399,000

9. Louisville, Kentucky

Loan funding rate – 76 per cent

Value per square foot – $100.67

Median listing price – $164,900

10. Wichita, Kansas

Loan funding rate – 82 per cent

Value per square foot – $91.67

Median listing price – $154,900

11. San Antonio, Texas

The city is the seventh most popular in the United States (iStock/Getty)
The city is the seventh most popular in the United States (iStock/Getty) (Getty Images)

Loan funding rate: 62 per cent

Value per square foot – $80.50

Median listing price –$229,500

12. Indianapolis, Indiana

Loan funding rate – 75 per cent

Value per square foot – $74.33

Median listing price – $149,900

13. Tulsa, Oklahoma

Loan funding rate – 73 per cent

Value per square foot – $77.75

Median listing price – $163,740

14. Houston, Texas

Loan funding rate – 71 per cent

Value per square foot: $87.50

Median listing price: $329,950

15. Omaha, Nebraska

Loan funding rate – 82 per cent

Value per square foot – $113.08

Median listing price – $229,950

16. Oklahoma City, Oklahom

Loan funding rate – 77 per cent

Value per square foot – $83.75

Median listing price – $184,900

17. Pittsburgh, Pennsylvania

Loan funding rate – 81 per cent

Value per square foot – $91.00

Median listing price – $212,000

Read more:

Barnier: Britain has to follow EU regulations forever if it wants a Brexit trade deal
Trump is weighing a massive strike on Syria – and it could bring all-out war with Russia
Mark Zuckerberg gave his grueling testimony to Congress from a 4-inch booster seat

Read the original article on Business Insider UK. © 2018. Follow Business Insider UK on Twitter.

Join our commenting forum

Join thought-provoking conversations, follow other Independent readers and see their replies

Comments

Thank you for registering

Please refresh the page or navigate to another page on the site to be automatically logged inPlease refresh your browser to be logged in