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Howard Mustoe

Howard Mustoe is energy and finance editor at The Independent, covering green and fossil energy, investing and energy efficiency. He has been a journalist for more than 15 years and is former industry editor at the Daily and Sunday Telegraph, the BBC and Bloomberg.

<p>The company made more than £31m before tax on £59m of income from fees from donors and charities in the 2023 financial year</p>
Home News

JustGiving under fire over ‘astonishing profit margin’ from donations

<p>Steve and Sarah Barr outside their new eco-friendly home</p>
Home News

‘We’re spending almost £300,000 to make our new home energy efficient’

<p>Glow Green is among companies which fit DMEGC panels</p>
Home improvement

What are the best solar panels to buy?

<p>Triple glazing is increasingly popular, although still a small part of the market.</p>
Home improvement

UK window prices - what you need to know

<p>There’s a cost benefit to double glazing your entire home in one go</p>
Home improvement

How much does it cost to double-glaze a three-bed house?

<p>Double glazing is one of the home improvement jobs where it’s possible to haggle on price</p>
Home improvement

Double glazing windows guide - how much should it cost?

<p>When it comes to replacing or upgrading your windows with double glazing, you have a choice of local and national operators</p>
Home improvement

The best window installers - which should you choose?

<p> (PA)</p>
Business

Why the world will be using natural gas for many years to come

<p></p>
Home improvement

Are solar panels worth it? The Independent’s guide to getting started

<p>How much you get for exporting the energy you don’t use will also affect the rate of return</p>
Home improvement

How much will it cost me to have solar panels fitted?

<p>Scaffolding on a house in Wembley, ready for solar panels to be fitted</p>
Home improvement

The best solar panel installers

<p></p>
Money

The pension fee trap: How 1% could cost you £50,000

<p></p>
Money

Take control of retirement savings and stop losing thousands in fees

Money

Take control of retirement savings and stop losing thousands in fees

<p></p>
<p>The new deals include a two or five-year fixed rate at 3.99 per cent for home buyers, with a £1,999 fee</p>
Money

Bank starts ‘full-scale mortgage price war’ with new offer

<p>Double glazing, secondary glazing, triple glazing and even quadruple glazing are your options.</p>
Home improvement

Double glazing or secondary glazing – which should I choose?

<p>Smaller or bigger windows and <a href="">choosing options such as sash</a> windows and timber frames will affect the price.</p>
Home improvement

What are my window financing options?

<p>If you are considering installing solar panels at your home, the good news is that there is financial help available</p>
Home improvement

Solar Panel Grants - how can I get one?

<p>If you are considering installing solar panels at your home, the good news is that there is financial help available</p>
Home improvement

Solar Panel Grants - how can I get one?

Business

Shell boss dismisses Reeves' green fuel for Heathrow claim

<p>Mr Miliband only met with broader industry members like academics and clean energy advocates after the October 4 CCS commitment</p>
Business

Miliband only met with fossil fuel firms ahead of divisive carbon plan

<p>Falling confidence comes as businesses report job cuts and reduced sales</p>
UK

Consumer expectations for economy plunge to ‘new low’

<p>Rachel Reeves has been urged to ‘accelerate’ plans for growth </p>
Business

Trump tariffs could be ‘opportunity’ for UK, Lloyds boss says

Business

Sainsbury’s to cut 3,000 jobs after warning of Reeves’ budget blow

<p>(Yui Mok/PA)</p>
Business

Watchdog warns Reeves looser lending could mean repossessions double

<p>Government borrowing jumped to £17.8bn in December, the highest level in four years</p>
Business

At £18bn - why are government borrowing costs so high?

Chancellor Rachel Reeves is facing further pressure over Britain’s public finances after official figures showed a bigger-than-expected surge in government borrowing last month to nearly £18 billion (Peter Byrne/PA)
Business

£18bn borrowing costs at four-year high as Reeves’s headache worsens

<p>(Yui Mok/PA)</p>
Business

Watchdog warns Reeves looser lending could mean repossessions double

<p>Government borrowing jumped to £17.8bn in December, the highest level in four years</p>
Business

At £18bn - why are government borrowing costs so high?

Chancellor Rachel Reeves is facing further pressure over Britain’s public finances after official figures showed a bigger-than-expected surge in government borrowing last month to nearly £18 billion (Peter Byrne/PA)
Business

£18bn borrowing costs at four-year high as Reeves’s headache worsens

Business

750,000 hospitality workers join higher tax regime following budget

Business

750,000 hospitality workers join higher tax regime following budget

<p>(Owen Humphreys/PA)</p>
Business

UK to fight EU over sand eel fishing ban in major Brexit trade battle

<p>Electric vehicle charging firm Pod Point has said sales for 2024 will have missed targets due to weak private sales of EVs (Yui Mok/PA)</p>
Business

EV charging firm sounds alarm over weak car sales as shares tumble

<p>Good news at last for Rachel Reeves </p>
UK Politics

UK set to be fastest growing major European economy

<p>Elon musk is worth $400bn, his wealth having surged last year </p>
News

Billionaires’ wealth grew by £1.6 trillion last year, Oxfam says

<p>Elon musk is worth $400bn, his wealth having surged last year </p>
News

Billionaires’ wealth grew by £1.6 trillion last year, Oxfam says

<p>Asda chairman Lord Stuart Rose (Lucy North/PA)</p>
Business

Working from home is ‘not doing proper work’ says former Asda boss

<p>Chancellor of the Exchequer Rachel Reeves</p>
Business

Will Europe’s fastest growth rate be enough to fix Britain’s finances?

Business

Cost of pint to rise 20p after Reeves tax hikes, pub boss warns

<p>Rachel Reeves will be hoping that growth figures bring more economic good news after borrowing increased recently (Dan Kitwood/PA)</p>
Business

Reeves urges regulators to ease mortgage rules for first time buyers

<p>Jim Ratcliffe has warned that the chemicals industry is in peril</p>
Business News

Why Britain’s economy is stubbornly flatlining

<p>Consumer Prices Index (CPI) inflation fell to 2.5 per cent in December from 2.6 per cent in November</p>
Business

The drop in inflation is good for mortgages – but don’t celebrate yet

Business

Inflation unexpectedly falls to 2.5% in boost for Reeves’s plans

<p>Retailers often employ more staff than most companies, at relatively lower wages and often on tight margins</p>
Business

Two thirds of retailers to hike prices, industry warns

<p>A view of the financial district of the City of London (Yui Mok/PA)</p>
Business

What rising government debt costs mean for your finances

<p>The average petrol and diesel prices at the end of October were 134.4 and 139.7 pence per litre (PA)</p>
Business

Pound slump means motorist pain at the petrol pump

<p>The central bank is likely to want to hold off on more cuts if inflation starts to bite again</p>
Business

Mortgage pain to stay as government borrowing costs hit 27-year high

Business

Mortgage pain to stay as government borrowing costs hit 27-year high

<p>The central bank is likely to want to hold off on more cuts if inflation starts to bite again</p>
<p>Data from Halifax bank showed average prices across the UK fell by 0.2 per cent last month</p>
Money

House prices fell for the first time in nine months, but it won’t last

<p>The UK capital regained its crown as the biggest stock market in Europe this year </p>
Business News

What the London Stock Exchange exodus could mean for Britain

<p>Last-minute shoppers on London’s Oxford Street on Christmas Eve</p>
Business News

New Budget blow for Starmer as shops warn of price hikes and job cuts

<p>Top CEOs have already earned more today than the average worker will earn in a year </p>
Business

Top CEOs have made more cash by noon than staff in a year

<p>Top CEOs have already earned more today than the average worker will earn in a year </p>
Business

Top CEOs have made more cash by noon than staff in a year

<p>Chancellor Rachel Reeves announced pension reforms in her Mansion House speech in November </p>
Business

Pension bosses attack Rachel Reeves’ mega fund push

<p>The NHS has been hit hard by fraudsters </p>
Health

Fraudsters steal £100m from NHS as scammers target hospitals

<p>High interest rates will keep mortgage payments higher (Anthony Devlin/PA)</p>
Business

What does the Bank of England’s rate decision mean for mortgages?

<p>The seats are used in fighters like the F-35 jet </p>
Business

Ejector seat inventor’s heirs share £47m after saving 7,767 air crew

<p>A handful of food staples swung from negative to positive annual inflation in November (Aaron Chown/PA)</p>
Business

Prices rising faster means higher borrowing costs for longer

<p> (Royal Mail/PA)</p>
Business

How will the government keep the Royal Mail in the UK?

<p>The Bank of England is set to announce the last rates decision of the year on Thursday</p>
Business

Surge in wages means beleaguered borrowers must wait for a rate cut

<p>Rachel Reeves said the latest figures were ‘disappointing’ </p>
Business

Reeves faces recession but shrinking industry could be bigger problem

EUR-GEN ALEMANIA-ENERGÍA
Business

Russia signs $13bn-a-year oil deal with India in blow to sanctions

<p>The boss of Currys has warned over price hikes due to the Budget (Currys/PA)</p>
Business

Currys warns Budget will lead to price hikes as it adds £32m of costs

<p>Retail chain is a strong performer among Walgreens’ portfolio </p>
Business

Boots owner in talks over sale to private equity

Business

Boots owner in talks over sale to private equity

<p>Retail chain is a strong performer among Walgreens’ portfolio </p>
<p>(Ben Birchall/PA)</p>
Business

Finance watchdog warns ‘we can’t stop everything’ if rules are relaxed

<p>(Victoria Jones/PA)</p>
Business

City watchdog branded ‘incompetent’ and ‘toxic’ by its own staff

<p>Particularly windy periods have meant certain days in the last few years have been dominated by renewable power</p>
Business

Renewable power set to overtake fossil fuels in the UK this year

<p>Potato prices surged 16 per cent in the last year, and parsnips rose by 13 per cent</p>
Business

Christmas dinner cost rise revealed as price of one ingredient soars

<p>Potato prices surged 16 per cent in the last year, and parsnips rose by 13 per cent</p>
Business

Christmas dinner cost rise revealed as price of one ingredient soars

<p>Rachel Reeves attends the Eurozone finance ministers meeting in Brussels, Belgium on Monday </p>
Business

Business confidence tumbles to two-year low following Reeves’s Budget

<p>For Bardan Pradhan, from the Village Greengrocers in Charlton, London, it is a great time to reconnect with local shoppers.</p>
Business

Small businesses gear up for their own version of Black Friday

<p>The fake sites use the company’s branding</p>
Business

Fake Nobull sportswear sites top Google searches

<p>Labour is mulling a reprieve for the beleaguered industry </p>
Business

Car makers could sell hybrids for 5 more years

<p>At least 22 per cent of cars made in British factories must be battery-powered</p>
Business

What tax help is available for electric car buyers?

<p>Manufacturers are battling with public reluctance to buy electric cars</p>
Business

UK car production falls for the eighth month in a row

<p>The Vauxhall plant in Luton faces closure</p>
Business

Is the UK car industry dying again?

<p>Royal Mail owner IDS said it is facing a £120 million hit due to national insurance increases (Royal Mail/PA)</p>
Business

Royal Mail close to being sold to Czech billionaire Daniel Kretinsky

Business

Retailers bet on bumper health and beauty sales this Black Friday

<p>The owner of Vauxhall has announced plans to shut its Luton van-making factory (PA)</p>
Business

UK to water down electric car making rules as Vauxhall closes factory

<p>CBI chief Rain Newton-Smith has said chancellor Rachel Reeves’ Budget caught firms ‘off guard’</p>
Business

What do businesses say the Budget means for the jobs market?

<p>ISG has a contract to overhaul HMP Liverpool Prison</p>
Business

How building firm’s collapse will hit Labour’s prison and schools plan

<p>(Anthony Devlin/PA)</p>
Business

Leasehold law delayed because of ‘flawed’ Tory version

<p>The cost of keeping our homes warm will rise in January </p>
Home News

Ofgem increases price cap as winter fuel payments are withdrawn

<p>(Danny Lawson/PA)</p>
Business

Has electric car range anxiety finally bitten the dust?

Chancellor of the Exchequer Rachel Reeves in her office at no 11 Downing Street, London (Jordan Pettitt/PA)
Business

Debt interest and civil service pay deals push borrowing to £17.4bn

<p>The cost of keeping our homes warm will rise in January </p>
Home News

Ofgem increases price cap as winter fuel payments are withdrawn

<p>(Danny Lawson/PA)</p>
Business

Has electric car range anxiety finally bitten the dust?

Chancellor of the Exchequer Rachel Reeves in her office at no 11 Downing Street, London (Jordan Pettitt/PA)
Business

Debt interest and civil service pay deals push borrowing to £17.4bn

<p>The watchdog says the move will ‘push companies to improve their performance and culture of accountability’ </p>
Business

Water firms blocked from using customer cash for £6.8m boss bonuses

<p>Around a sixth of Ford’s UK workers will lose their jobs </p>
Business

Ford to cut 800 UK jobs as electric car take-up slows

<p> (Rebekah Downes/PA)</p>
Business

Mortgage pain fuels highest rise in home ownership costs in 30 years

<p>(Joe Giddens/PA)</p>
Business

Inflated farmland prices block government from building enough homes

<p>Starling Bank was founded in 2017 and last year had 3.6 million customers</p>
Business

Staff ‘quit challenger bank Starling’ over return to office plea

<p>Andrew Bailey is the governor of the Bank of England (Alberto Pezzali/PA)</p>
Business

Shop bosses ‘right’ to warn of job cuts, says Bank of England governor

Business

£20bn hit to the UK economy from Trump’s planned tariffs - research

<p>More solar and wind farms being built should help push prices down in the long term </p>
Business

Energy bills could rise from new year in surprise hike, analysts warn

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